Truck stops, truck tractor and similar repair shops (vehicles over 20,000 GVW) ĬOVERAGE HIGHLIGHTS PROPERTY Accounts Receivable On Premises* Off Premises Arson and Theft Reward Brands and Labels Building Limit – Automatic increase* Business Income – ALS (also civil authority, no waiting period) Business Income – Extended period* Business Income from Dependent Properties (no waiting period also civil authority, no waiting period) Business Income Ordinary Payroll* Business Personal Property – Off premises or in transit Business Personal Property – Seasonal increase* Claims Data Expense Debris Removal* Employee Dishonesty* Employee Tools* Equipment Breakdown Fine Arts Fire Department Service Charge Fire Extinguishing Equipment Recharge Expense.Towing operations other than for service customers – no contract-for-hire towing.Split rim work and tire recapping or retreading operations.Risks with more than 25% of total receipts derived from operations other than auto repair or sales of automobile parts, convenience sales or gasoline sales.Operations with auto rental, leasing or loaning operations.Auto, motor home, mobile home, motorcycle, watercraft or boat dealers.The following operations are generally not acceptable for the program, but may be referred to your underwriter to determine if they would be eligible outside this program: General Auto Repair: Without gasoline or convenience store sales.General Auto Repair: With convenience store sales only.General Auto Repair: With convenience store and gasoline sales.Car Washes: Combined automatic and self-service.Automobile Accessories: Parts and supplies with installation, service or repair.
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Muffler Shops Radiator Repair Sound Shops: Audio and video components Tire Sales, Installation and Service Transmission Shops Tune-Up Specialists Incidental watercraft, motorcycle, ATV and farm machinery repair acceptable.Primary operations are the repair and service of private passenger vehicles and light trucks.Storage buildings (including business personal property) occupied by the insured, incidental to an eligible risk and not exceeding 35,000 sq ft may also be included.$10 million maximum sales/receipts per location.AUTO SERVICES EMC Choice ® Businessowners Count on EMC for a wide variety of coverages to meet your insurance needs.ĮMC Choice® Businessowners AUTO SERVICES Eligibility Requirements